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What is OTP? and its use.

We will know what is OTP? and its use. And know the benefits of OTP.

What is OTP?

Full name of OTP One Time Password And it is also known as One Time Pin. OTP is a type of security code (password) by which the user is authenticated as valid.

What is OTP?

This password can be used only once. OTP is fast and secure as compared to traditional password based authentication. And 2-Step-Authentication is done by OTP for different types of tasks. This method is a great way for both the user and the organization to check each other.

This password is generated automatically by the system. Which is a 4-8 character special string of numbers, words, special-signs etc. This special series can be valid for 10 seconds to half an hour. After that it becomes illegal. And this can not authenticate the user.

To authenticate the user, OTP is sent to the user both online and offline. SMS, Email, Messenger are used in digital form. And for offline, it is printed on paper at the address of the user and sent by post.

Use of OTP-

  • OTP is used for many tasks including net banking. And while transacting money, OTP is sent to the mobile for confirmation.
  • While shopping online, OTP is sent to the mobile number while completing the payment process.
  • OTP message is sent to the registered mobile number while doing many tasks of daily life like buying a new SIM card.
  • OTP is also done by Bank, Google, Amazon, Flipkart etc. e-commerce website and other digital wallet services Paytm, Freecharge to identify the correct user while login.
  • OTP is also used for reactivation.
  • For security purposes, OTP is sent to use multiple accounts in one device.

Advantages of OTP –

  1. Security It is called security code because it is the security cover of the user. And the user account remains safe even after the password is stolen. No one else can access it.
  2. user authentication By this the authentic user is authenticated. If the right user is doing any activity through his account. Like changing password, updating mobile number etc., for their authentication, the system sends OTP according to the method chosen by the user.
  3. fraud prevention When we do online money transaction, the bank sends OTP to the account holder to get permission. So that the identity of the real account holder can be proved. In this way we are saved from being a victim of fraud. And it is used the most in financial transactions only.

What is the full form of OTP.

The full name of OTP is One Time Password.

Give one use of OTP.

OTP is used for many tasks including net banking. And while transacting money, OTP is sent to the mobile for confirmation.

Mention one advantage of OTP.

Security – It is called security code because it is the security cover of the user. And the user account remains safe even after the password is stolen. No one else can access it.

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